Linen & Ledger

Money, calmly organized.

Beautiful budget spreadsheets and home planners that do the math for you. Open them in Excel or Google Sheets and see your month clearly in minutes.

  • Instant download
  • Excel & Google Sheets
  • No subscription
  • Never linked to your bank
The Calm Budget spreadsheet and The Home Binder
The math is doneType in your numbers. Totals, charts and dates update on their own.
Beginner friendlyEvery file opens with a plain-language Start Here guide.
Yours to keepPay once. No app, no account, no monthly fee.
Real helpTrouble with a file? A person will help you fix it.

How it works

From checkout to calm in about ten minutes

Download instantly

Your download link lands in your inbox the moment you check out.

Open in Excel or Sheets

Use Microsoft Excel, or upload to Google Drive for free. The Start Here tab walks you through setup.

Type in your numbers

Fill in the soft green cells. Budgets, paycheck plans and payoff dates calculate themselves.

Best value

The Money Suite

All four spreadsheets, built to work together: plan the month, time it to your paydays, then point what's left at debts and goals.

  • The Calm Budget
  • Paycheck & Bills Planner
  • Debt Payoff Planner
  • Savings Goals & Sinking Funds

$39.00 ·  $58.00 if bought separately

See the bundle
The Money Suite bundle: budget, paycheck, debt payoff and savings spreadsheets
Pages from The 30-Day Spending Reset free guide

Free guide

The 30-Day Spending Reset

One small, judgment-free step a day to see where your money really goes. Nine printable pages, yours free when you join our list.

Occasional, useful emails. Unsubscribe anytime.

Questions

Good to know

What do I need to use the spreadsheets?

Microsoft Excel 2010 or newer (Windows or Mac), Excel for the web, or a free Google account for Google Sheets. They aren't designed for Apple Numbers.

How do I get my files?

Right after checkout we email you a download button for each item. Nothing is shipped.

I'm not a spreadsheet person. Will I manage?

Yes. You only type in the soft green cells, and each file opens with step-by-step instructions in plain language.

Do the templates connect to my bank?

No. You enter your own numbers, so nothing is linked or shared.

What if a file doesn't work?

Contact us within 14 days. We'll help fix it, and if we can't, we'll refund you. More answers

A calmer month starts with a clear one.

Pick the template that fits what's on your mind today. You can add the rest whenever you're ready.

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Our templates are organizing tools, not financial advice.